Ahtisham Asif Tantray

In school teachers didn't teach about money. This is the main cause of this problem. People assumed the bright student would go on to be a medical doctor. Today working class face financial challenges because students leave school without financial skills, millions of educated people perceive their dream of having corporate and Government jobs successfully, but later find themselves struggling financially. They work harder but don't get ahead. What is missing from their education, it is not how to make money, but how to manage money. Most of the people didn't understand why they face financial problems because they didn't understand Cash Flow.  

To perceive your dream you have to focus on your goal. If you want to become great, you have to sacrifice your cravings means  if you like anything    such as spending money on unproductive, unnecessary and luxurious things which will not allow to focus on your goal, you have to sacrifice it and most important thing is that you must have a passion, burning desire, determination and  do hardwork to achieve your goal.

Today i am going to tell you about 1 asset that makes you rich : First you have to know what is asset? Asset is something that helps you to make money instead of working. Real Estate  :- Most of millionaire are made because of Real Estate. In Real Estate there are many ways to gain profit.  • First one is ' Flip'  means that buying a property in less amount and improve the land and after some years you have to sell this land at high price.  • Second one is 'Appreciation'  means that in which you don't sell your property but you hold your land. After some time the price of property increases that means your net worth will also increase.  • Third one is 'Tax Benefit'  means that when we buy a immovable property, government agree that the building has a life span for example 50 years, we will understand by example. A rich man had brought a building for RS 70 lakh in this building the land costs  RS 20 lakh and building costs RS 50 lakh. Government ag...

Generally people work hard to become rich. Their efforts is that get a job they will keep them getting good salary every month and after doing the job they put full efforts on job and with this they get trap in the life's biggest trap from they never come out and many people become a part of greedy race. They know that the salary would be at the end of the month and for this reason they take a big house on loan, buy a car, buy expensive things. And get trapped in this trap were is impossible to escape. Because the things they have taken on loan and they have to pay the loan also and to pay the loan they will have to work for many years. What ever amount will come from your job the maximum amount will go towards paying your loan and in the same way many people lives go on doing jobs and paying loans. This is the reason people gets trapped in life's biggest trap. The life's biggest trap are Fear and Desire.

  The biggest trap of life are Fear  and Desire . These are two biggest emotion of human life which differentiate a poor from a rich, means that most of the people work for money, the major cause of its Fear and Desire , they are afraid of not having money hence locked themselves in jobs. The main cause of its Fear of money. After they get money they think about to buy expensive things means that thinking all about Desire  that is actually Greed. That is why poor and middle class people take low salary jobs.

  If you have to become rich, you have to keep in your mind  for thinking new business ideas instead of working for money and you have to know what is difference between an asset and a liability. First you have to know what is an asset and liability ?  An asset is something that puts money in your pocket and a liability is something that takes money out of your pocket. Most important point is that you have to avoid life's biggest trap (Fear and Desire) . If you don't avoid these two traps you will live a boaring life and face money problems and die a boaring old man.       

The story of hardworking people has a pattern. Get married, live happy, highly educated young couple now share a cramped (less space) rented apartments. Immediately they realize that they are saving money because two can live as cheaply as one. The problem is the apartment is cramped. They decide to save money to buy their dream home so they can have kids. They now have two incomes, and they begin to focus on their careers. Their incomes begin to increase. As their incomes go up, their expenses go up as well.

Desire is the biggest emotion of human life which differentiate a poor from a rich means that, many people work for money also of desire. They desire money for the joy. But the joy that money brings is often short-lived, and they soon need more money for more joy, more comfortable and more security. So they keep working, thinking money will soothe their souls that are trouble by fear and desire. But money can't do that.

I am going to  tell you my story, when i start my own business and why i got a failure : When i was 10 year old, i started a local business in my village, i start making apple shake in my house and sell it to local customers. The total cost of the Ingredients was 400 Rs in a month. I sell one cup of apple shake around 35 Rs and got loss everytime,  their rises a question why i can't sell my product at a profitable price? Because i did not know who are my main customers and i don't ask the people what they want and i didn't research the market, that was some mistakes i can't sell my product at a profit and got a failure.  I share this because if anybody had start his local business he should not make these mistakes.

 In your school, teachers teaches you work for money and get good grades, study and do hardwork to get good and secure job but they are actually wrong because when they get job they fall in financial problems and leads to tension. I am not saying study is not important but study is more important. In school you have been teached that 'get up' 'go for work' 'pay bills' this chain is called rat race and this chain goes on life time. This is the reason why people doesn't think to get rich.

If you have to make money, you should use your mind to think about business ideas and important thing is that don't work for money but you have to bave money from poor or middle class means that your employees will work for you and you bave money from them. Also keep in mind that your goods or services you provide must people are willing to pay and at a price that will allow you to make a profit.

  First you have to know in which field is best for you and there will be no tough competition in field and you must have experience in field. Second you have to know what goods or services customers want and who are my main customers. Third you should know there will be no any harm to environment. Fourth you should keep in mind that what goods or services you will provide must people are willing to pay your goods or services at a price that will allow you to make a profit. .

The most important thing is that don't work for money means that don't work under any boss like middle class people do. You have to bave money from poor or middle class people and keep your mind active for thinking new Business Ideas to bave money work from them for more information please contact me at ahtishamasif987@gmail.com.

Fear and Greed are the biggest emotion of human life which differentiate a poor from the rich. Robert Kiyosaki author of Rich Dad Poor Dad says "use your emotion to think, not think with your emotion" means that most of employees always work for money. They are afraid of the situation of not having money. The main cause of its fear of money and after they get money they thinking about buying a new car, phone, bike etc means thinking about all desire that is actually greed. We should take every decision regarding money out of fear and greed.