Ahtisham Asif Tantray

I have a favourite cricket player Virat Kohli, he is my hero. When ever i go to play cricket, i play like my inspiration, by this i play very well. According to me   this is the most powerful method to learn anything. We should learn from the successful peoples of our field and make them our heroes. Heroes inspire us and helps us to look things easy and when ever we see any thing easy, we try to be like them and think 'If they can do Why not us' . Until if you don't have any inspiration, you will not become a successful person. If you have any heros, you should try like them, you think when they become successful why not me that's why i am telling you to choose your Heroes.

In your life you will fece many problems. You may face many problems, if you don't know what is the main reason of problem, you will never solve it and never grow. Today i am going to tell you the main reason of problem in the struggle of becoming Rich. • Overcoming Fear  : I have never meet anyone who really likes losing money and i have never met a rich person who has never lost his money means that everyone has a fear of losing money even rich people have, it is not fear which is the problem. Problem is that how can you handle your fear. It brings the difference between Rich and Poor. The primary difference between Rich person and Poor person is how they manage fear. Most of the people never get financial freedom because they play the game of money safe and they have a Fear of losing money. Robert Kiyosaki says "Winning usually Follows Loosing" means you will never become rich untill you will not lose you money. Rich people lose their money but they don't have f...

If you tell anyone do you want to become rich and financially free? He tells yes, but in reality the struggle to become rich is very hard, in this struggle you face many problems and of this fear they are only thinking to become rich and they work for money. Why they work for money instead of making it? Actually work for money is easy, that is why they work for money. If you want to become rich Robert Kiyosaki says You should have some Deep Emotional Reasons. If any one tell me why you want to become rich? I will tell him there are deep emotional reasons behind it which is made up of Want and Don't. I will give you example of Don't : I don't like to work in my entire life. I don't want that my parents or society do. I don't want to buy a big house with loan. I don't want to be a employee. I don't want to live my life as middle class. I don't want to work under for any boos or government. Actually i want to become rich and do hard work to create wea...

We all have potential to do something big but one thing that hold all of us back is Self Doubt and Fear of doing something big and different, but we have to convert our fear into our power by gathering knowledge and take a step with risk and boldness. Robert Kiyosaki says " IT'S NOT THE SMART WHO GET AHEAD BUT THE BOLD " but most of the time people get afraid when it comes to their money. No one want to take risk with their hard earned money, i have tell this thing in previous blog that we should develop our financial IQ, but you can say why? Because we live in the most exciting time of history and today changes very quickly, also in future more people arise like Bill Gates, Elon Musk , big companies emerges like Tesla, Apple, Google, Microsoft etc. Many more start ups and Entrepreneur comes, that is why you have to develop your financial IQ, which helps you to earn millions by just a idea without get stucked in your jobs. Many much people has so much money, but stil...

When any person gets his favourite job, he decides to do this job in his entire life. Robert Kiyosaki says that you can get in your business along with your job and build your own huge empire. To understand this i will give you a example of world's biggest fast food chain.  McDonald's founder Ray Kroc . If i will tell you what is the main business of Ray Kroc ? You will tell, his main business is Fast Food, but you are wrong, actually his main business is Real Estate. I will explain how is Real Estate his main business. When he was building his Fast Food business and also he was building his own Empire of Real Estate, that actually makes him rich. He was building two business at one time. Today he is the biggest owner of Real Estate. If any person is doing his job, he can build his own Empire.

You have ever seen when any person won a lottery and after some years, he will not have money and become poor. Why people become rich and than poor? Because they don't have financial education and they doesn't know how to maintain money and how to grow it. In the whole world people think that the house is an asset, but actually house is a liability. In case of house you have to pay the emi and the loan, actually it doesn't make money but it takes money out from your pocket. Rich agrees that an asset is something that makes money without working. Rich tells that to become rich is not to make money only it's how to keep and grow money.

Financial IQ is made up of three broad areas of experience : 1. Accounting . Accounting is financial literacy or the ability to read numbers. This is a vital skill, if you want to build your own empire. The more money you are responsible for or more accuracy. This is the left-brain side, or the details. Financial literacy is the ability to read and understand financial statements which allows you to identify the strengths and weaknesses of any business. 2. Investing . Investing is the science of making money. This involves strategies and formulas for making money. 3. Understanding markets . Understanding markets is the science of supply and demand. You need to know the technical aspects of the market, in addition the fundamental of an investment.

People lives are forever controlled by two emotions fear and greed. These are the biggest trap in life which differentiate a poor from a rich. Why does middle class people allow to get low salary job because they are afraid of the situation of not having money and locked themselves in job that is actually fear. After they get money at the end of the month, they think about to buy expensive things that is actually desire or greed but they think to buy more things from next salary and locked themselves in jobs, that is why they don't have time to think how to become rich. 

Today i am going to tell you a short topic. A job is only a short term solution to a long-term problem. Most people have only one problem in mind, and it's short-term. It's the bills at the end of the month. Money controls their lives, or should I say the fear and ignorance about money controls it. So they do as their parents did. They get up every day and go for work for most time, their emotions now control their thinking, not the heads.

If you see the Cash Flow of  average Middle class, we clearly see the income is always less than their expenditure while as the Cash Flow in case of Business Class, the income is always greater than their expenditure and the business class invest money and save upto 20% from their income where as Middle Class people doesn't invest money and doesn't save money. Most important thing is that when Middle class people buy a house and they think it's an asset, after some time when they buy furniture, electric appliances etc for the house, but actually they are buying liabilities. Business class buy assets to generate more income, while as Middle class buy liabilities in the name of assets.

First you have to know what is money ? Money is an illusion that controls your life. I will give an example how money controls your life ? It's just like a picture of a donkey dragging a cart with his owner dangling a carrot just infront of its nose. The donkey's owner may be going where he wants to go, but donkey is chasing an illusion. Tomorrow there will be another carrot for donkey. Just like this, all employees are like donkey chasing an illusion (Money). The Government gives salary to employees for doing the work what the Government wants. Tomorrow there will be another salary for employees.

Today i am going to tell you four main types of business : •  Manufacturing : Manufacturers are business that use raw materials such as leather, waste material or different products.Some examples of manufacturing business are shoemakers, furniture makers etc. •  Service Provision :  Service Provision is a business that sell particular service such as transportation, delivers, cleaning etc. •  Wholesaling  : Wholesalers are business that buy large quantities of goods for manufactures and resell those goods to retailers who resell them to customers at a profit. •  Retailing :  Retailers purchase goods from Wholesalers or suppliers to resell at a profit.Some examples of retail business sre grocery stores, clothings stores etc.

Depending on your product or service that your business sell. Keep in mind that your business will not effect to environment means that there will be no harm to environment.   Some examples of environmental damage : • Air, Water and Land Pollution. • Global Warming. • Deforestation. • Overpopulation. • Industrial and Household Waste. I will give you a example of business or service that is harmful to environment : • Transportation services are harmful to environment because the smoke of vehicles that they use for transportation causes air pollution.

Liabilities are the things that takes money out of your pocket but again and again. All people have liabilities but how many liabilities are good for you. Liabilities should always lesser then Assets . Liabilities are categorised into three types : 1.   Fixed Liabilities : Fixed Liabilities are those liability that we have to pay after a long term period. For Example:  Long Term Loans etc. 2. Current Liabilities : Current Liabilities are those liabilities that we have to pay often. For Example:  Credit card bill, Electricity bill, house loan, car loan etc. 3. Contingent Liabilities : Contingent Liabilities are those liabilities that changes due to time. It is also called doubt full liabilities. For Example : Pending Case in court. You doesn't know for how many days does your case runs, you don't know how many expenses does it cost.

Becoming a Billionaire is really though. There are only 1800 Billionaires in the whole world. The population of this planet is 7.9 billion souls. To become a Billionaire at a lower age, it needs a great vision and hardwork, sometimes luck helps to become rich but for a short time, luck gives you direct success but hardwork gives you a lot of experience, skills, teaches you about sustainable income from your establishment and sometimes gives you a taste of failure. You have to keep your mind active and thinking for various business ideas, sometimes you got a failure but you have to keep going. You don't have to loss your hope if you lose your hope then your life will collapse. You have to find the reason behind the problem and let go.